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A new year, a new chance

December 31st, 2006 at 11:27 pm

I have been reading everyone's blogs for about three weeks, and decided that it is a good time to take the plunge, and start the new year with new goals, and new inspiration.
I have one credit card to pay off, and then want to start saving in ernest!
The credit card has a balance of $2,560.00, and I want to have it paid off by mid April.
I consider myself a fairly frugal person, and am a fan of Dave Ramsey, and the Tightwad Gazette, but my weakness is spending money on my kids and their kids!
I really need to concentrate on building savings, and contributing to my IRA.

Posted in Uncategorized | 7 Comments »

7 Responses to “A new year, a new chance”

  1. crazyliblady Says:
    December 31st, 2006 at 11:30 pm 1167607838
    1167607838

    Welcome to the group, Nance. You will find that there a lot of supportive and resourceful people here. Whatever the problem, some of us have been through it in one way or another and are willing to lend a helping hand or an ear. Good luck on your 2007 goal to be debt free.

  2. Ima saver Says:
    January 1st, 2007 at 01:02 am 1167613345
    1167613345

    Welcome Nance, lots of nice people and good advice here.

  3. Amber Says:
    January 1st, 2007 at 01:04 am 1167613497
    1167613497

    Welcome, I can't wait to read all the progress you will future

  4. Broken Arrow Says:
    January 1st, 2007 at 02:17 am 1167617874
    1167617874

    Welcome, Nance. Smile
    If I may make a comment about keeping finances separate, I am now a firm believer of it! My ex and I kept ours separate mostly out of convenience, but when we broke up, it turned out to be a godsend!

    Anyways, enjoy your stay.

  5. janH Says:
    January 1st, 2007 at 02:58 am 1167620292
    1167620292

    Welcome! Glad you are here.

  6. LuxLiving Says:
    January 1st, 2007 at 03:27 am 1167622050
    1167622050

    Hideeho Nance! Yes, beef up those retirement savings!! Sounds like your CC repayment plan is definitely do-able!!

  7. Aleta Says:
    January 3rd, 2007 at 05:42 pm 1167846139
    1167846139

    Welcome to the group. Hopefully, we all are a good sounding board.

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