Thank you to everyone who left encouraging, and welcoming messages.
I am feeling confident about my ability to save and get out of debt this year. Hopefully, early in the year!
This morning, I had an email from INGdirect, stating that I had an extra $10.00 in my account from a referral. Now I am $10.00 richer, and a friend is $25.00 richer! A good way to start out the year. Every little bit helps.
I saw an ad in the paper this morning that my favorite thrift store is having a 50% off sale today, but I am resisting temptation, and not going. I need to get rid of "stuff" not get more.
One goal for this year is to set up an eBay account to sell lots of "stuff".
I have a question re. the $20.00 challenge. Do you count tangible money, or theoretical money saved, as in savings on sale items? I think I will count only money in hand. Re. sale items, at the grocery store; I don't feel like it is real savings, in my case, because I would not have purchased the items if they were not on sale.
Is it just a personal preference as to what is counted as "savings", or does it have to be money in hand?
Happy New Year, and Thank you!
January 1st, 2007 at 04:57 pm
January 1st, 2007 at 05:01 pm 1167670862
I am taking the monthly amount and putting it toward my mortgage so, yeah, literal is what works for me.
January 1st, 2007 at 05:13 pm 1167671596
January 1st, 2007 at 05:30 pm 1167672636
January 1st, 2007 at 08:22 pm 1167682950
January 1st, 2007 at 09:42 pm 1167687774
I guess you might want to ask Jeffrey on the forums what the deal is. I always thought is was tangible money. You save money and you put it into savings!
January 3rd, 2007 at 05:40 pm 1167846025