This morning, I went to my credit union, and closed a savings account, and put the money in checking, so I can transfer it to my ING account. The credit union pays 1/2 of ONE per cent interest, so it is history! I was going to keep it open for a mini emergency fund, but since the interest is nill, I will just keep that money in my checking account, and not show it in the register. Besides, I am disciplined enough not to spend the emergency fund, unless it is really an emergency.
My goal is to get ten thousand in ING,and then start putting money in mutual funds every month. After I pay off my credit card in April, saving will be off and running!
It is going to be a "no spend day".
"Transfer Day"
January 3rd, 2007 at 05:38 pm
January 3rd, 2007 at 05:41 pm 1167846062
January 3rd, 2007 at 05:44 pm 1167846297