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I'm shocked!

January 2nd, 2008 at 01:30 am

I have a notebook that I use to log in the balance in my IRA. I'm fairly consistent about entering the date and the balance. I rolled over my retirement account, when I quit my job six years ago. I was burned out and decided to take six months off. I did so well, being frugal, that I have not gone back to work. I have not added a dime to my IRA. I have a modest savings account with ING, and add to it a little at a time, when I can.
Today, I added up the increase in my mutual funds from the last day of Dec. 2006 to the last day of December 2007, and the increase in my ING account.
I was amazed, and totally surprised that the two accounts have increased $48,976.74! It was a great year, and I didn't even know it.
I think we get blindsided by all of the doom and gloom we hear from the news media, and believe we are worse off every year. Not true. I am not working with a lot of money, about $2300.00 a month, in the household account, from my DH's income. I never made more than $47,000. a year at my job, and it was a professional position. Even though I get off track from time to time, and spend too much on family gifts, etc., my net worth is increasing at a rate that I find amazing.
Watching the small expenses really does make a huge difference over the long haul.
This really makes me want to stay focused and keep on being frugal.

2 Responses to “I'm shocked!”

  1. aevans1206 Says:
    1199237541

    I'm jealous! It gives me hope, though, that I can do it too!

  2. miclason Says:
    1199242041

    Inspiration! Just what I need to (faithfully) track my expenses...

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