I have been reading everyone's blogs for about three weeks, and decided that it is a good time to take the plunge, and start the new year with new goals, and new inspiration.
I have one credit card to pay off, and then want to start saving in ernest!
The credit card has a balance of $2,560.00, and I want to have it paid off by mid April.
I consider myself a fairly frugal person, and am a fan of Dave Ramsey, and the Tightwad Gazette, but my weakness is spending money on my kids and their kids!
I really need to concentrate on building savings, and contributing to my IRA.