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Archive for December, 2007

Resolve and Focus!

December 31st, 2007 at 07:17 am

The north wind doth blow! And, the snow we have had piled up has drifted over the long driveway, making it difficult for my little car to get me to where I need to go.

I am going to the credit union to deposit a Pinecone check, and fifty dollars in change. The money will be added to my ING account today. Not much, but after Christmas spending, every little bit helps.

My resolve for 2008 is to save at least $500.00 a month. It might not happen in January, because I have another credit card bill coming for Christmas spending. However, in February, I will have no excuse not to save. I hope to post regularly, and maybe this will keep me on track.

Eating out of the well stocked freezer and pantry will be another goal. Don't care if it is on sale, I will not keep buying food to put in an already full freezer.

Resolve!!! I need to stay focused.

Happy New Year!

This site saved me money!

December 30th, 2007 at 10:59 am

Yesterday, I read an entry about shopping on line, and not being impulsive. Being impulsive is one of my problems, when it comes to finding a "bargain".
I got a gift certificate for Amazon.com for Christmas, and decided to look at their clearance items. Well, there were hundreds of great items, at great prices, and I put about three hundred dollars worth in the "shopping cart". In the past, I would have spent three times, what my gift certificate would have paid for. After all, they were "bargains" and at great prices!!!
Well, I remembered the advise in the entry, and decided to "sleep on it". In the morning, nothing seemed like such a great idea, and I will not order any of the things that I wanted, but didn't need!

I have two family members with January birthdays. For the adult, I ordered two magazine subscriptions through
MagazinePriceSearch.com. They have great prices, and coupons to make the prices even better. I know the subscriptions will be appreciated all year long, and that he will be glad he isn't getting any more "stuff" right after all of the "stuff" he got for Christmas.

Back after a long break

December 27th, 2007 at 07:52 am

Can't believe that I haven't blogged since October. Anyway, I'm back and hope to get back to being frugal as well!
Christmas took a big bite out of my finances, because we have a big family to buy for. I did learn that the most appreciated gifts were homemade, and "from the heart".
I wanted to save five thousand dollars, and not create any more credit card debt, and I did reach that goal. I used the credit card for Christmas gifts, but I paid off the bill I just received, and should be able to pay off the couple hundred that will show up on the January bill.
I am glad Christmas is behind us, and looking forward to getting back on track and increasing savings, and decreasing spending!
Happy New Year from snowy Colorado!