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Staying the course!

January 26th, 2008 at 04:28 pm

This is going to be another no-spend day.
I've done well with the cash in the "grocery" envelope this month. I still have $20.00 left, and if I don't spend it, it will go in savings. I have a well-stocked pantry and freezer, so I don't think I will have to spend any more on groceries. Yesterday, I got a free gallon of milk, with the purchase of cereal(on sale, along with two $1.00 off coupons), and have been purchasing mostly loss leaders, so the grocery budget was low this month.

It is "warm" enough at 44 degrees, in Northern Colorado,to hang laundry outside, but the wind is blowing so hard, it might end up in Wyoming! I really hoped that I could hang sheets outside, but that isn't going to happen.

Faithfully reading and blogging on this site has helped me to stay the course this month!

Posted in Uncategorized | 6 Comments »

6 Responses to “Staying the course!”

  1. Amber Says:
    January 26th, 2008 at 05:30 pm 1201368617
    1201368617

    Great savings. I was thinkng about doing the envelope thing for my grocery and entertainment. Looks like it really makes a difference

  2. nance Says:
    January 26th, 2008 at 06:50 pm 1201373435
    1201373435

    Amber, it really does work well, for me. I put a certain amount in the envelopes on the first day of the month (pay day here, is once a month) and use four envelopes for food. Roughly one per week. If there are five weeks in the month, I adjust for that. I know how much I have to spend, and am much more careful with spending. When I write a check, I am much more likely to buy things I don't "need", just "wants".

  3. Aleta Says:
    January 26th, 2008 at 07:14 pm 1201374842
    1201374842

    Using the envelope system works well for people. I do a form of it by having ledger sheets for each of my categories and subtracting when I spend it. I think sometimes visually having the money actually in your envelope makes it more real somehow. You're doing well. My husband is out of town on business for a week so this should definitely help my expenses.

  4. nance Says:
    January 26th, 2008 at 11:35 pm 1201390513
    1201390513

    Aleta,
    My husband is out of town for 12 days, so I closed the vents in his office and the study, closed doors to those rooms,and hope to save a little on the heating bill, as well as on food.

  5. Amber Says:
    January 27th, 2008 at 05:00 am 1201410024
    1201410024

    Thanks for the tip I am definately going to try it this pay period

  6. Aleta Says:
    January 27th, 2008 at 05:07 pm 1201453628
    1201453628

    Nance: I find that when my husband is here that I'm always having to go to the store, wash clothes, and pick up items that he requests. Funny thing is that I rarely allow my items to get to a point that I run out the door for what's needed.

    I'm doing the same, AC is being cut down, Water heater is off everynight. You might be right about closing vents and rooms that aren't being used. I'll try that today. Thanks for the tip.

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